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Business Loans

Comparing 11 offers. Updated October 27, 2026.

Best offers – Business Loans 2026

Bank of Commerce

Bank of Commerce personal loans up to ₱1,000,000

₱10K – ₱1.0M Interest from 6.75% Approval: 3-5 banking days
★★★★★ 4.3

BDO

Personal loans from BDO up to ₱1,000,000

₱10K – ₱1.0M Interest from 25.58% Approval: 5-7 banking days
★★★★★ 4.4

BPI

BPI personal loans up to ₱2,000,000 with flexible terms

₱10K – ₱2.0M Interest from 25.60% Approval: 3-5 banking days
★★★★★ 4.5

Chinabank

China Bank personal loans up to ₱2,000,000

₱50K – ₱2.0M Interest from 5.00% Approval: 3-5 banking days
★★★★★ 4.3

CIMB Bank

CIMB Bank personal loans up to ₱1,000,000

₱30K – ₱1.0M Interest from 5.90% Approval: 1-3 banking days
★★★★★ 4.5

Citibank

Citibank personal loans up to ₱2,000,000

₱10K – ₱2.0M Interest from 30.90% Approval: 3-5 banking days
★★★★★ 4.3

EastWest Bank

EastWest Bank personal loans up to ₱2,000,000

₱25K – ₱2.0M Interest from 1.49% Approval: 3-5 banking days
★★★★★ 4.4

Landbank

Landbank personal loans up to ₱10,000,000

₱10K – ₱10.0M Interest from 10.00% Approval: 5-7 banking days
★★★★★ 4.5

Metrobank

Metrobank loans up to ₱10,000,000 for big financial needs

₱500K – ₱10.0M Interest from 5.90% Approval: 5-7 banking days
★★★★★ 4.5

Security Bank

Security Bank personal loans up to ₱2,000,000

₱25K – ₱2.0M Interest from 29.48% Approval: 3-5 banking days
★★★★★ 4.4

UnionBank

UnionBank personal loans up to ₱1,000,000

₱10K – ₱1.0M Interest from 2.00% Approval: 3-5 banking days
★★★★★ 4.4

Finding the right business loan in the Philippines is essential for growing your enterprise. Whether you need capital for expansion, equipment, or working capital, there are many financing options available.

Types of Business Loans

Philippine banks and financial institutions offer various types of business loans including term loans, revolving credit lines, and SME loans specifically designed for small and medium enterprises.

Requirements

Most business loans require your business registration documents, financial statements for the past 2-3 years, bank statements, and a solid business plan. Banks will evaluate your business's cash flow and repayment capacity.