Credy – Loan Application

4.1 / 5  (78 reviews)
Maximum amount ₱25K
Interest from 0.00%
Loan term 61 – 120 months
Approval in 24 hours
Apply at the official Credy website ad

Applying does not commit you to any contract. Loan approval is subject to Credy terms and conditions.

Screenshot of website: https://credy.ph, website owner: Credy, screenshot used under fair use.

Credy website screenshot

Contact information

Credy – Repayment table

Approximate monthly installments at 0.00% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 84 months
₱5K ₱59.52
₱10K ₱119.05
₱15K ₱178.57
₱20K ₱238.10
₱25K ₱297.62

Representative example

Loan amount ₱13K
Repayment period 61 months
Interest rate 0.00% per month
Monthly installment ₱213.11
Total interest cost ₱0.00
Total amount payable ₱13,000.00

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱1K – ₱25K
Loan term 61 – 120 months
Interest from 0.00%
Approval 24 hours
Age requirement 21-60 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Active mobile phone number registered in your name
  • ✓ Active bank account or e-wallet (GCash or Maya) for loan disbursement
  • ✓ Age requirement: 21-60 years old

Loan features

  • 0% interest promotional rate for first-time borrowers
  • Loan amounts: ₱1,000 to ₱25,000
  • Repayment term: 61 to 120 months
  • Approval time: 24 hours
  • Funds disbursed via GCash, Maya, or bank transfer