BDO – Loan Application

4.4 / 5  (532 reviews)
Maximum amount ₱1.0M
Interest from 25.58%
Loan term 3 – 36 months
Approval in 5-7 banking days
Apply at the official BDO website ad

Applying does not commit you to any contract. Loan approval is subject to BDO terms and conditions.

Screenshot of website: https://bdo.com.ph, website owner: BDO, screenshot used under fair use.

BDO website screenshot

Contact information

BDO – Repayment table

Approximate monthly installments at 25.58% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 6 months 12 months 24 months 36 months
₱10K ₱1,793.20 ₱953.26 ₱536.63 ₱400.67
₱20K ₱3,586.40 ₱1,906.52 ₱1,073.26 ₱801.34
₱30K ₱5,379.60 ₱2,859.78 ₱1,609.89 ₱1,202.02
₱40K ₱7,172.80 ₱3,813.04 ₱2,146.52 ₱1,602.69
₱50K ₱8,965.99 ₱4,766.29 ₱2,683.15 ₱2,003.36
₱60K ₱10,759.19 ₱5,719.55 ₱3,219.78 ₱2,404.03

Representative example

Loan amount ₱30K
Repayment period 24 months
Interest rate 25.58% per month
Monthly installment ₱1,609.89
Total interest cost ₱8,637.34
Total amount payable ₱38,637.34

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱10K – ₱1.0M
Loan term 3 – 36 months
Interest from 25.58%
Approval 5-7 banking days
Age requirement 21-70 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Proof of income: payslips for the last 3 months or Certificate of Employment
  • ✓ ITR (Income Tax Return) for the past 1-2 years
  • ✓ Proof of billing address (utility bill or bank statement)

Loan features

  • Loan amounts: ₱10,000 to ₱1,000,000
  • Repayment term: 3 to 36 months
  • Approval time: 5-7 banking days
  • Available at branches nationwide and through online banking
  • Optional loan insurance for added protection