Cash Loan

        Cash Loan

Cash Loan

How to get the best cash loans in the Philippines and what to avoid?

Loan application

₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 0 %
Maturity 10 - 180 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 10 - 180 days
  • Easy online application

Loan terms

  • Between 20 to 60 years old
  • Currently employed or with a steady income

About company

More information about the company Green Money Tree Lending Corp.

Borrow from ₱2,000 with interest from the 0 % Get a loan
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 1 %
Maturity 7 - 30 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 7 - 30 days
  • Easy online application

Loan terms

  • Between 22 to 60 years old
  • Currently employed or with a steady income and with a valid home address in Metro Manila and other select areas in the Philippines

About company

More information about the company Online Loans Pilipinas

Borrow from ₱2,000 with interest from the 1 % Get a loan
₱10,000
Loan amount ₱1,000 - ₱10,000
Interest 1.5 %
Maturity 7 - 60 days

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 3 - 36 months
  • Flexible repayment

Loan terms

  • Between 21 and 50 years old
  • A Filipino citizen with a valid home address in Philippines
  • Currently employed or self-employed, OFW/Seafarer’s Allottee or otherwise have steady income

About company

More information about the company Cashcat

Borrow from ₱1,000 with interest from the 1.5 % Get a loan
₱50,000
Loan amount ₱5,000 - ₱50,000
Interest 61 %
Maturity 61 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 61 - 365 days
  • Quick online application

Loan terms

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Hovono Inc.

Borrow from ₱5,000 with interest from the 61 % Get a loan
₱35,000
Loan amount ₱5,000 - ₱35,000
Interest 45.02 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to ₱35 000
  • Term 3 - 12 months
  • Easy online application

Loan terms

  • Citizens of the Philippines
  • Must be 20 years old or older during the loan application, have a regular, documented income, and have no overdue loans
  • The service is currently available in Manila

About company

More information about the company PeraJet Lending Corporation

Borrow from ₱5,000 with interest from the 45.02 % Get a loan
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 0 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 3 - 36 months
  • Flexible repayment

Loan terms

  • Between 22 to 60 years old
  • Currently employed or with a steady income and with a valid home address in Metro Manila and other select areas in the Philippines

About company

More information about the company Binixo Corporation

Borrow from ₱2,000 with interest from the 0 % Get a loan
₱10,000
Loan amount ₱5,000 - ₱10,000
Interest 0.8 %
Maturity 30 - 60 days

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 30 - 60 days
  • Quick online application

Loan terms

  • Must be 21 – 49 years old
  • A Filipino citizen residing in Metro Manila or nearby provinces
  • A regular employee or self-employed with two (2) years of profitable operation

About company

More information about the company Easycash Lending Company, Inc.

Borrow from ₱5,000 with interest from the 0.8 % Get a loan
₱30,000
Loan amount ₱5,000 - ₱30,000
Interest 0.8 %
Maturity 28 days

Fast information

Properties of this loan

  • Online loans up to ₱30 000
  • Term 28 days
  • Easy online application

Loan terms

  • Valid government ID
  • Proof of income
  • Proof of billing
  • Must be 21 to 50 years old
  • A Filipino citizen
  • Has a regular source of living (employed, self-employed, or OFW/Seafarer’s Allottee)
  • Can comply with all the requirements for your application to be processed

About company

More information about the company Cash Mart Philippines

Borrow from ₱5,000 with interest from the 0.8 % Get a loan
₱300,000
Loan amount ₱5,000 - ₱300,000
Interest 21 %
Maturity 6 - 32 months

Fast information

Properties of this loan

  • Online loans up to ₱300 000
  • Term 6 - 32 months
  • For all Kabayans who still call Philippines home

Loan terms

  • Must be employed as OFW.
  • 21 years old or older

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱5,000 with interest from the 21 % Get a loan
₱10,000
Loan amount ₱1,000 - ₱10,000
Interest 6.95 %
Maturity 15 days - 6 months

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 15 days - 6 months
  • Native mobile application

Loan terms

  • Cashalo is available to all Filipinos 18+
  • Who are employed or with steady income

About company

More information about the company Oriente Express Techsystem Corporation

Borrow from ₱1,000 with interest from the 6.95 % Get a loan
₱25,000
Loan amount ₱2,000 - ₱25,000
Interest 0.8 %
Maturity 7 - 30 days

Fast information

Properties of this loan

  • Online loans up to ₱25 000
  • Term 7 - 30 days
  • Easy online application
  • Instant decision

Loan terms

  • Customers need to be at least 21 years old
  • Be employed
  • With a valid home address in either Metro Manila, Cavite, Bulacan, Rizal, or Laguna. .

About company

More information about the company My Cash

Borrow from ₱2,000 with interest from the 0.8 % Get a loan
₱30,000
Loan amount ₱5,000 - ₱30,000
Interest 0.8 %
Maturity 3 - 5 weeks

Fast information

Properties of this loan

  • Online loans up to ₱30 000
  • Term 1 month
  • Easy online application

Loan terms

  • At least 21 years old
  • In employment
  • 1 valid ID
  • Latest proof of billing

About company

More information about the company Cash Mart Philippines

Borrow from ₱5,000 with interest from the 0.8 % Get a loan
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 65 %
Maturity 30 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 30 - 90 days
  • Easy online application

Loan terms

  • Person must be 22 – 60 year’s old
  • Citizen of Republic of the The Philippines
  • With monthly income
  • Active Mobile number
  • Active Bank account
  • Valid ID document

About company

More information about the company Fintech Global Partners LP

Borrow from ₱2,000 with interest from the 65 % Get a loan
₱50,000
Loan amount ₱5,000 - ₱50,000
Interest 30 %
Maturity 30 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 30 - 365 days
  • Easy online application

Loan terms

  • Filipino citizenship
  • Age from 18 years old
  • Credit history

About company

More information about the company Loan-Load FINANCE CORP.

Borrow from ₱5,000 with interest from the 30 % Get a loan
₱15,000
Loan amount ₱2,000 - ₱15,000
Interest 20 %
Maturity 7 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 90 days
  • Easy online application

Loan terms

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱2,000 with interest from the 20 % Get a loan
₱1,000,000
Loan amount ₱10,000 - ₱1,000,000
Interest 5.9 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 12 - 60 months
  • Easy bank application

Loan terms

  • Must be at least 21 years old and no older than 65
  • Must be a Philippine citizen
  • Must have a Philippine mailing address and active local mobile number
  • Must have a minimum gross monthly income of PHP 15,000
  • If employed, must be tenured for at least 6 months or 1 year of continuous employment
  • If self-employed, must be operating for at least 1 year

About company

More information about the company CIMB Bank Philippines Inc.

Borrow from ₱10,000 with interest from the 5.9 % Get a loan

BDO

BDO  3
₱1,000,000
Loan amount ₱10,000 - ₱1,000,000
Interest 25.58 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 3 - 36 months
  • Bank personal loan

Loan terms

  • Filipino citizen or foreigner residing in the Philippines for more than two (2) years
  • Must be 21 years old at time of application but no more than 70 years old upon maturity
  • Minimum Gross Annual income

About company

More information about the company BDO Unibank, Inc.

Borrow from ₱10,000 with interest from the 25.58 % Get a loan
₱50,000
Loan amount ₱1,000 - ₱50,000
Interest 0 %
Maturity 6 - 24 months

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 6 - 24 months
  • Easy online application

Loan terms

  • 2 Valid IDs
  • With at least 1 Government issued ID
  • With one bearing an address

About company

More information about the company HC Consumer Finance Philippines, Inc.

Borrow from ₱1,000 with interest from the 0 % Get a loan
₱15,000
Loan amount ₱2,000 - ₱15,000
Interest 20 %
Maturity 7 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 90 days
  • Easy online application

Loan terms

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱2,000 with interest from the 20 % Get a loan
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 30 %
Maturity 30 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 30 - 90 days
  • Easy online application

Loan terms

  • Must be a citizen of the Republic of the Philippines
  • At least 22 – 60 years old
  • Valid ID/documents
  • Bank account
  • Phone number

About company

More information about the company Fintech Global Partners LP

Borrow from ₱2,000 with interest from the 30 % Get a loan
₱250,000
Loan amount ₱20,000 - ₱250,000
Interest 2.5 %
Maturity 24 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱250 000
  • Term 24 - 36 months
  • Easy bank application

Loan terms

  • Filipino Individuals residing in the Philippines
  • Age of borrower from 22 years old to 54 years old upon application
  • If employed, must be at least two years permanent work status with one year tenure in current employer
  • If engaged in business, must be operating profitably for the last three years
  • Gross monthly income of at least PhP15,000 for employed and PhP30,000 for self-employed
  • With residential landline or mobile number, business landline and email address
  • Preferably an active credit cardholder

About company

More information about the company Philippine Savings Bank

Borrow from ₱20,000 with interest from the 2.5 % Get a loan
₱15,000
Loan amount ₱5,000 - ₱15,000
Interest 7 %
Maturity 7 - 35 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 35 days
  • Quick online application

Loan terms

  • Between 21 + years old
  • A Filipino citizen with a valid home address in Philippines

About company

More information about the company WME Phils Corporation

Borrow from ₱5,000 with interest from the 7 % Get a loan

        Cash Loan

Faced with a financial emergency, 67.2% of Filipinos would be caught flat-footed due to lack of savings. These figures come from the startling revelation that only 32.8% of natives in the Philippines have some savings. If you form part of the majority, a financial emergency is no doubt likely to cause an upheaval, both financially and emotionally. An excellent cash loan option for salaried people is the ever popular payday loan. 

However, if you ever need to apply for one, you will need to pick the best one among the available options. Here are four expert tips to help you identify the best payday loans in the Philippines. 

Shop Around

You have likely come across many payday loans advertisements and notices. However, do not settle on the first lender you come across. Instead, collect information from 3-4 lenders to enable you to make comparisons. Some of the critical things you want to compare are the interest rates. The interest rate will determine how expensive a credit facility is. You, therefore, want to find a lender with the lowest rates.  

To make this process easier, you can use an online cash loan calculator. These calculators can give you information on:

In addition to the interest rates, find out what the rollover fees would be in the event that you are unable to clear your loan. 

Do Your Research

The internet has made it possible to find information on virtually anything in the universe. Once you have identified a few prospects, you want to look at their online reviews to see what their previous and current customers are saying about them. Aside from low interest rates, you want to pick a company with good reviews and with a track record of treating its customers well.

Something else you want to look at is its accreditations. One way of doing this is by searching the lender's accreditation on the Securities and Exchange Commission website. Accredited lenders have to conform to industry standards, and they are less likely to have exploitative business practices. 

Accessibility and Responsiveness

If you seek to apply for payday loans online, gauge the lender’s responsiveness in the initial stages. You can easily do this by calling them, chatting them on the company website or by emailing them. The goal of this is to see how approachable they are. If you encounter problems after taking out a loan, or need clarification, it’s best to be dealing with a company that prioritizes client communication.

Transparency

Financial matters can be complicated. For this reason, you need a lending partner that is open and transparent with information. Understanding all matters pertaining to your loan facility is pivotal in helping you make sound financial judgments. Whether you visit a brick and mortar establishment or contact a lender online, be sure to pay attention to their willingness to break down information to you. In addition, view companies with easy-to-understand loan agreements more favorably. 

Final Thoughts

Granted, the reasons behind your application for a payday loan might be pressing. Nonetheless, it’s in your best interest to carry out a thorough evaluation of the different lenders in the market. Ultimately, this is the only way to get yourself the best payday loans in the Philippines. 


Cash Loan rating: 4.5/5 from 22 votes.

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