PSBank – Loan Application

4.3 / 5  (178 reviews)
Maximum amount ₱250K
Interest from 2.50%
Loan term 24 – 36 months
Approval in 3-5 banking days
Apply at the official PSBank website ad

Applying does not commit you to any contract. Loan approval is subject to PSBank terms and conditions.

Screenshot of website: https://psbank.com.ph, website owner: PSBank, screenshot used under fair use.

PSBank website screenshot

Contact information

PSBank – Repayment table

Approximate monthly installments at 2.50% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 24 months 36 months
₱10K ₱427.60 ₱288.61
₱20K ₱855.21 ₱577.23
₱30K ₱1,282.81 ₱865.84
₱40K ₱1,710.42 ₱1,154.46
₱50K ₱2,138.02 ₱1,443.07
₱60K ₱2,565.62 ₱1,731.68

Representative example

Loan amount ₱28K
Repayment period 24 months
Interest rate 2.50% per month
Monthly installment ₱1,175.91
Total interest cost ₱721.86
Total amount payable ₱28,221.86

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱5K – ₱250K
Loan term 24 – 36 months
Interest from 2.50%
Approval 3-5 banking days
Age requirement 21-65 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Proof of income: payslips for the last 3 months or Certificate of Employment
  • ✓ ITR (Income Tax Return) for the past 1-2 years
  • ✓ Proof of billing address (utility bill or bank statement)

Loan features

  • Loan amounts: ₱5,000 to ₱250,000
  • Repayment term: 24 to 36 months
  • Approval time: 3-5 banking days
  • Available at branches nationwide and through online banking
  • Optional loan insurance for added protection