Cash Mart – loan
Cash loans up to ₱30,000 with fast processing
Applying does not commit you to any contract.
Cash Mart is an online lending platform registered with the Securities and Exchange Commission (SEC) of the Philippines, offering fast and convenient cash loans ranging from ₱2,000 to ₱30,000. With approval in as little as 1 hour, it is designed for Filipinos who need quick access to funds without the lengthy paperwork required by traditional banks.
The application process is fully digital — you can apply anytime through the Cash Mart website or mobile app using just your valid ID and basic personal information. Loan repayment terms range from 21 to 35 days, and funds are typically disbursed directly to your GCash wallet, Maya account, or bank account.
Cash Mart is best suited for short-term financial needs such as emergency expenses, utility bills, or bridging a cash gap before your next payday. The interest rate starts at 0.80% per month. Borrowers who repay on time may qualify for higher loan amounts and better terms on subsequent loans, making Cash Mart a practical option for building a borrowing track record.
✓ Pros
- Small loan amounts starting from ₱2,000 – ideal for short-term needs
- Fast same-day approval (1 hour)
- Competitive low interest rate compared to market average
- Fully digital application – no branch visit required
✗ Cons
- Short loan terms may result in higher monthly payments
- Interest rates higher than traditional bank loans
- Late payment fees and penalties may apply if payment is missed
Loan example
Example: Borrow ₱16,000 for 21 months at 0.80% per month = approx. ₱830.73 monthly payment. Total repayable: ₱17,445.38.
Loan requirements
- ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
- ✓ Active mobile phone number registered in your name
- ✓ Active bank account or e-wallet (GCash or Maya) for loan disbursement
- ✓ Age requirement: 21-60 years old
Loan features
- Loan amounts: ₱2,000 to ₱30,000
- Repayment term: 21 to 35 months
- Approval time: 1 hour
- Funds disbursed via GCash, Maya, or bank transfer
- Application available 24/7 through app or website
Frequently asked questions
1 hour after submitting the application.
The minimum amount at Cash Mart is ₱2K.