Creditnice – Loan Application

4.2 / 5  (112 reviews)
Maximum amount ₱50K
Interest from 2.00%
Loan term 1 – 12 months
Approval in 24 hours
Apply at the official Creditnice website ad

Applying does not commit you to any contract. Loan approval is subject to Creditnice terms and conditions.

Screenshot of website: https://creditnice.ph, website owner: Creditnice, screenshot used under fair use.

Creditnice website screenshot

Contact information

Creditnice – Repayment table

Approximate monthly installments at 2.00% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 6 months 12 months
₱5K ₱838.20 ₱421.19
₱10K ₱1,676.40 ₱842.39
₱15K ₱2,514.60 ₱1,263.58
₱20K ₱3,352.80 ₱1,684.78
₱25K ₱4,191.01 ₱2,105.97
₱30K ₱5,029.21 ₱2,527.17

Representative example

Loan amount ₱26K
Repayment period 12 months
Interest rate 2.00% per month
Monthly installment ₱2,148.09
Total interest cost ₱277.09
Total amount payable ₱25,777.09

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱1K – ₱50K
Loan term 1 – 12 months
Interest from 2.00%
Approval 24 hours
Age requirement 21-60 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Active mobile phone number registered in your name
  • ✓ Active bank account or e-wallet (GCash or Maya) for loan disbursement
  • ✓ Age requirement: 21-60 years old

Loan features

  • Loan amounts: ₱1,000 to ₱50,000
  • Repayment term: 1 to 12 months
  • Approval time: 24 hours
  • Funds disbursed via GCash, Maya, or bank transfer
  • Application available 24/7 through app or website