Binixo – Loan Application

4.4 / 5  (156 reviews)
Maximum amount ₱20K
Interest from 0.00%
Loan term 3 – 36 months
Approval in 15 minutes
Apply at the official Binixo website ad

Applying does not commit you to any contract. Loan approval is subject to Binixo terms and conditions.

Screenshot of website: https://binixo.ph, website owner: Binixo, screenshot used under fair use.

Binixo website screenshot

Contact information

Binixo – Repayment table

Approximate monthly installments at 0.00% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 6 months 12 months 24 months 36 months
₱5K ₱833.33 ₱416.67 ₱208.33 ₱138.89
₱10K ₱1,666.67 ₱833.33 ₱416.67 ₱277.78
₱15K ₱2,500.00 ₱1,250.00 ₱625.00 ₱416.67
₱20K ₱3,333.33 ₱1,666.67 ₱833.33 ₱555.56

Representative example

Loan amount ₱10K
Repayment period 24 months
Interest rate 0.00% per month
Monthly installment ₱427.08
Total interest cost ₱0.00
Total amount payable ₱10,250.00

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱500 – ₱20K
Loan term 3 – 36 months
Interest from 0.00%
Approval 15 minutes
Age requirement 18-70 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Active mobile phone number registered in your name
  • ✓ Active bank account or e-wallet (GCash or Maya) for loan disbursement
  • ✓ Age requirement: 18-70 years old

Loan features

  • 0% interest promotional rate for first-time borrowers
  • Loan amounts: ₱500 to ₱20,000
  • Repayment term: 3 to 36 months
  • Approval time: 15 minutes
  • Funds disbursed via GCash, Maya, or bank transfer