InstantPera – Loan Application
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Screenshot of website: https://instantpera.ph, website owner: InstantPera, screenshot used under fair use.
Contact information
Website
https://instantpera.ph
InstantPera – Repayment table
Approximate monthly installments at 20.00% interest rate. Actual installment is determined upon loan approval.
| Amount \ Term | 12 months | 24 months | 36 months | 60 months | 84 months |
|---|---|---|---|---|---|
| ₱5K | ₱463.17 | ₱254.48 | ₱185.82 | ₱132.47 | ₱111.03 |
| ₱10K | ₱926.35 | ₱508.96 | ₱371.64 | ₱264.94 | ₱222.06 |
| ₱15K | ₱1,389.52 | ₱763.44 | ₱557.45 | ₱397.41 | ₱333.09 |
Representative example
Loan amount
₱8K
Repayment period
24 months
Interest rate
20.00% per month
Monthly installment
₱394.44
Total interest cost
₱1,716.62
Total amount payable
₱9,466.62
* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.
Quick overview
Loan amount
₱500 – ₱15K
Loan term
7 – 90 months
Interest from
20.00%
Approval
15 minutes
Age requirement
21-60 years old
Online application
Yes
Loan requirements
- ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
- ✓ Active mobile phone number registered in your name
- ✓ Active bank account or e-wallet (GCash or Maya) for loan disbursement
- ✓ Age requirement: 21-60 years old
Loan features
- Loan amounts: ₱500 to ₱15,000
- Repayment term: 7 to 90 months
- Approval time: 15 minutes
- Funds disbursed via GCash, Maya, or bank transfer
- Application available 24/7 through app or website