Home Credit – Loan Application
Screenshot of website: https://homecredit.ph, website owner: Home Credit, screenshot used under fair use.
Contact information
Website
https://homecredit.ph
Home Credit – Repayment table
Approximate monthly installments at 0.00% interest rate. Actual installment is determined upon loan approval.
| Amount \ Term | 6 months | 12 months | 24 months |
|---|---|---|---|
| ₱5K | ₱833.33 | ₱416.67 | ₱208.33 |
| ₱10K | ₱1,666.67 | ₱833.33 | ₱416.67 |
| ₱15K | ₱2,500.00 | ₱1,250.00 | ₱625.00 |
| ₱20K | ₱3,333.33 | ₱1,666.67 | ₱833.33 |
| ₱25K | ₱4,166.67 | ₱2,083.33 | ₱1,041.67 |
| ₱30K | ₱5,000.00 | ₱2,500.00 | ₱1,250.00 |
Representative example
Loan amount
₱26K
Repayment period
24 months
Interest rate
0.00% per month
Monthly installment
₱1,083.33
Total interest cost
₱0.00
Total amount payable
₱26,000.00
* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.
Quick overview
Loan amount
₱2K – ₱50K
Loan term
6 – 24 months
Interest from
0.00%
Approval
1 hour
Age requirement
18-65 years old
Online application
Yes
Loan requirements
- ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
- ✓ Active mobile phone number registered in your name
- ✓ Active bank account or e-wallet (GCash or Maya) for loan disbursement
- ✓ Age requirement: 18-65 years old
Loan features
- 0% interest promotional rate for first-time borrowers
- Loan amounts: ₱2,000 to ₱50,000
- Repayment term: 6 to 24 months
- Approval time: 1 hour
- Funds disbursed via GCash, Maya, or bank transfer
Ready to apply?
Go to the official Home Credit website ad