BPI – Loan Application

4.5 / 5  (467 reviews)
Maximum amount ₱2.0M
Interest from 25.60%
Loan term 12 – 36 months
Approval in 3-5 banking days
Apply at the official BPI website ad

Applying does not commit you to any contract. Loan approval is subject to BPI terms and conditions.

Screenshot of website: https://bpi.com.ph, website owner: BPI, screenshot used under fair use.

BPI website screenshot

Contact information

BPI – Repayment table

Approximate monthly installments at 25.60% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 12 months 24 months 36 months
₱10K ₱953.36 ₱536.73 ₱400.78
₱20K ₱1,906.71 ₱1,073.46 ₱801.56
₱30K ₱2,860.07 ₱1,610.19 ₱1,202.34
₱40K ₱3,813.42 ₱2,146.92 ₱1,603.11
₱50K ₱4,766.78 ₱2,683.65 ₱2,003.89
₱60K ₱5,720.14 ₱3,220.38 ₱2,404.67

Representative example

Loan amount ₱30K
Repayment period 24 months
Interest rate 25.60% per month
Monthly installment ₱1,610.19
Total interest cost ₱8,644.58
Total amount payable ₱38,644.58

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱10K – ₱2.0M
Loan term 12 – 36 months
Interest from 25.60%
Approval 3-5 banking days
Age requirement 21-60 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Proof of income: payslips for the last 3 months or Certificate of Employment
  • ✓ ITR (Income Tax Return) for the past 1-2 years
  • ✓ Proof of billing address (utility bill or bank statement)

Loan features

  • Loan amounts: ₱10,000 to ₱2,000,000
  • Repayment term: 12 to 36 months
  • Approval time: 3-5 banking days
  • Available at branches nationwide and through online banking
  • Optional loan insurance for added protection