Acom – Loan details

Cash loans up to ₱500,000 with flexible terms

Loan amount ₱2K – ₱500K
Interest from 3.32%
Term 1 – 12 months
Approval 24 hours

Pros

  • ✓ High loan amounts up to ₱500,000 available
  • ✓ Fast same-day approval (24 hours)
  • ✓ Fixed interest rate makes repayment planning straightforward
  • ✓ Fully digital application – no branch visit required

Cons

  • ✗ Short loan terms may result in higher monthly payments
  • ✗ Interest rates higher than traditional bank loans
  • ✗ Late payment fees and penalties may apply if payment is missed

Requirements

  • Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • Active mobile phone number registered in your name
  • Active bank account or e-wallet (GCash or Maya) for loan disbursement
  • Age requirement: 20-60 years old

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.ph is an independent comparison portal operated by double technology s.r.o., Czech Republic.