Credy – Loan details
Online loans up to ₱25,000 with 0% first loan
Loan amount
₱1K – ₱25K
Interest from
0.00%
Term
61 – 120 months
Approval
24 hours
Pros
- ✓ Small loan amounts starting from ₱1,000 – ideal for short-term needs
- ✓ Fast same-day approval (24 hours)
- ✓ 0% interest for first-time borrowers – try risk-free
- ✓ Fully digital application – no branch visit required
Cons
- ✗ Short loan terms may result in higher monthly payments
- ✗ Interest rates higher than traditional bank loans
- ✗ Late payment fees and penalties may apply if payment is missed
Requirements
- Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
- Active mobile phone number registered in your name
- Active bank account or e-wallet (GCash or Maya) for loan disbursement
- Age requirement: 21-60 years old
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.ph is an independent comparison portal operated by double technology s.r.o., Czech Republic.