GoTyme Bank – Loan details

GoTyme Bank is a digital bank in the Philippines backed by Gokongwei Group and Tyme Group, offering personal loans, savings, and a free Visa debit card.

Loan amount ₱5K – ₱250K
Interest from 1.50%
Term 3 – 24 months
Approval 1-3 banking days

Pros

  • ✓ No collateral required
  • ✓ Fully digital application via app
  • ✓ Fast approval 1–3 banking days
  • ✓ Free Visa debit card
  • ✓ BSP-regulated digital bank
  • ✓ No hidden fees

Cons

  • ✗ Available only via mobile app
  • ✗ Maximum loan PHP 250,000
  • ✗ Relatively new bank with limited track record

Requirements

  • At least 18 years old
  • Filipino citizen or resident
  • Valid government-issued ID
  • Active GoTyme Bank account
  • Proof of income (payslip or bank statement)

Company information

GoTyme Bank Corporation
43rd Floor, Robinsons Equitable Tower, ADB Avenue, Ortigas Center, Pasig City
https://www.gotyme.com.ph

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.ph is an independent comparison portal operated by double technology s.r.o., Czech Republic.