MoneyCat – Loan details
Short-term online loans up to ₱20,000 with fast approval
Loan amount
₱1K – ₱20K
Interest from
11.90%
Term
14 – 28 months
Approval
15 minutes
Pros
- ✓ Small loan amounts starting from ₱1,000 – ideal for short-term needs
- ✓ Ultra-fast approval in just 15 minutes
- ✓ Fixed interest rate makes repayment planning straightforward
- ✓ Fully digital application – no branch visit required
Cons
- ✗ Interest rate is above average – compare all options first
- ✗ Lower maximum loan amount may not cover larger expenses
- ✗ Short loan terms may result in higher monthly payments
Requirements
- Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
- Active mobile phone number registered in your name
- Active bank account or e-wallet (GCash or Maya) for loan disbursement
- Age requirement: 22-60 years old
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.ph is an independent comparison portal operated by double technology s.r.o., Czech Republic.