SB Finance – Loan details

SB Finance, a subsidiary of Security Bank, offers personal and auto loans to Filipinos with competitive interest rates and quick online approval.

Loan amount ₱30K – ₱2.0M
Interest from 1.89%
Term 6 – 36 months
Approval 5-7 banking days

Pros

  • ✓ Backed by Security Bank (BSP-regulated)
  • ✓ High loan amount up to PHP 2,000,000
  • ✓ No collateral required
  • ✓ Online application
  • ✓ Accepts self-employed and salaried
  • ✓ Competitive rates for bank-backed lender

Cons

  • ✗ Minimum loan PHP 30,000
  • ✗ Processing 5–7 banking days
  • ✗ Stricter requirements than app lenders

Requirements

  • At least 21 years old (max 65 at loan maturity)
  • Filipino citizen
  • Employed for at least 2 years (salaried) or 3 years in business (self-employed)
  • Minimum monthly income PHP 15,000
  • Valid government-issued ID
  • Latest payslip or ITR
  • Proof of billing address

Company information

SB Finance Company, Inc.
Security Bank Centre, 6776 Ayala Avenue, Makati City 1226
https://www.sbfinance.com.ph

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.ph is an independent comparison portal operated by double technology s.r.o., Czech Republic.