Chinabank – Loan Application

4.3 / 5  (198 reviews)
Maximum amount ₱2.0M
Interest from 5.00%
Loan term 12 – 300 months
Approval in 3-5 banking days
Apply at the official Chinabank website ad

Applying does not commit you to any contract. Loan approval is subject to Chinabank terms and conditions.

Screenshot of website: https://chinabank.ph, website owner: Chinabank, screenshot used under fair use.

Chinabank website screenshot

Contact information

Chinabank – Repayment table

Approximate monthly installments at 5.00% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 12 months 24 months 36 months 60 months 84 months
₱50K ₱4,280.37 ₱2,193.57 ₱1,498.54 ₱943.56 ₱706.70
₱60K ₱5,136.45 ₱2,632.28 ₱1,798.25 ₱1,132.27 ₱848.03

Representative example

Loan amount ₱50K
Repayment period 24 months
Interest rate 5.00% per month
Monthly installment ₱2,193.57
Total interest cost ₱2,645.67
Total amount payable ₱52,645.67

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱50K – ₱2.0M
Loan term 12 – 300 months
Interest from 5.00%
Approval 3-5 banking days
Age requirement 21-65 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Proof of income: payslips for the last 3 months or Certificate of Employment
  • ✓ ITR (Income Tax Return) for the past 1-2 years
  • ✓ Proof of billing address (utility bill or bank statement)

Loan features

  • Loan amounts: ₱50,000 to ₱2,000,000
  • Repayment term: 12 to 300 months
  • Approval time: 3-5 banking days
  • Available at branches nationwide and through online banking
  • Optional loan insurance for added protection