Citibank – Loan Application
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Notice: This service is no longer available
Citibank Philippines sold its consumer banking business to UnionBank of the Philippines in 2022. Personal loans are no longer available under the Citibank brand. Consider applying with UnionBank or other lenders.
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Screenshot of website: https://citibank.com.ph, website owner: Citibank, screenshot used under fair use.
Contact information
Website
https://citibank.com.ph
Citibank – Repayment table
Approximate monthly installments at 30.90% interest rate. Actual installment is determined upon loan approval.
| Amount \ Term | 12 months | 24 months | 36 months | 60 months |
|---|---|---|---|---|
| ₱10K | ₱979.30 | ₱563.77 | ₱429.46 | ₱329.08 |
| ₱20K | ₱1,958.61 | ₱1,127.54 | ₱858.92 | ₱658.17 |
| ₱30K | ₱2,937.91 | ₱1,691.31 | ₱1,288.38 | ₱987.25 |
| ₱40K | ₱3,917.21 | ₱2,255.09 | ₱1,717.84 | ₱1,316.34 |
| ₱50K | ₱4,896.52 | ₱2,818.86 | ₱2,147.30 | ₱1,645.42 |
| ₱60K | ₱5,875.82 | ₱3,382.63 | ₱2,576.76 | ₱1,974.50 |
Representative example
Loan amount
₱30K
Repayment period
24 months
Interest rate
30.90% per month
Monthly installment
₱1,691.31
Total interest cost
₱10,591.54
Total amount payable
₱40,591.54
* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.
Quick overview
Loan amount
₱10K – ₱2.0M
Loan term
12 – 60 months
Interest from
30.90%
Approval
3-5 banking days
Age requirement
21-65 years old
Online application
Yes
Loan requirements
- ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
- ✓ Proof of income: payslips for the last 3 months or Certificate of Employment
- ✓ ITR (Income Tax Return) for the past 1-2 years
- ✓ Proof of billing address (utility bill or bank statement)
Loan features
- Loan amounts: ₱10,000 to ₱2,000,000
- Repayment term: 12 to 60 months
- Approval time: 3-5 banking days
- Available at branches nationwide and through online banking
- Optional loan insurance for added protection