Fina – loan
Loan amount ₱500 - ₱20,000
Applying does not commit you to any contract.
Fina connects Philippine borrowers with short and medium-term loans through its online platform at fina.guru. The application is completed entirely online, with a decision and funding turnaround that's usually fast compared to traditional bank loans.
We recommend checking the current loan amount, interest rate range, and repayment term directly on fina.guru before applying, as exact terms can vary by applicant and by lending partner.
✓ Pros
- Fast funding turnaround
- Quick online application process
- No branch visit required
✗ Cons
- Interest rate can vary significantly based on credit profile
- Not all applicants qualify for the lowest advertised rate
Loan example
Exact interest rate and repayment schedule depend on your credit profile and the specific lender — check current terms directly on fina.guru before applying.
Loan requirements
- ✓ Philippine residency
- ✓ Minimum age of 18
- ✓ Valid government-issued ID
- ✓ Active bank account or e-wallet
- ✓ Valid phone number and email
Loan features
- 24/7 online application
- Funds sent directly to your bank account or e-wallet
- Fully online application
Frequently asked questions
Applications are processed within 15 minutes, available 24/7 including holidays after submitting the application.
The minimum amount at Fina is ₱500.