Maya Credit – Loan Application

4.3 / 5  (1,890 reviews)
Maximum amount ₱30K
Interest from 1.00%
Loan term 1 – 12 months
Approval in Instant
Apply at the official Maya Credit website ad

Applying does not commit you to any contract. Loan approval is subject to Maya Credit terms and conditions.

Contact information

Company PayMaya Philippines Inc.

Maya Credit – Repayment table

Approximate monthly installments at 1.00% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 6 months 12 months
₱5K ₱835.77 ₱418.93
₱10K ₱1,671.53 ₱837.85
₱15K ₱2,507.30 ₱1,256.78
₱20K ₱3,343.06 ₱1,675.71
₱25K ₱4,178.83 ₱2,094.64
₱30K ₱5,014.59 ₱2,513.56

Representative example

Loan amount ₱15K
Repayment period 12 months
Interest rate 1.00% per month
Monthly installment ₱1,277.73
Total interest cost ₱82.73
Total amount payable ₱15,332.73

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱500 – ₱30K
Loan term 1 – 12 months
Interest from 1.00%
Approval Instant
Age requirement Maya users 18+
Online application Yes

Loan requirements

  • ✓ Active Maya account with regular transaction history
  • ✓ Age 18 and above
  • ✓ Philippine mobile number registered to Maya
  • ✓ Sufficient Maya Score as determined by Maya algorithm

Loan features

  • Credit line: ₱500 to ₱30,000
  • Interest: 1.00%–3.50% per month
  • Flexible drawdown and repayment schedule
  • Instant availability in Maya wallet
  • Use for payments, bills, transfers, or cash withdrawal