PNB – Loan Application

4.0 / 5  (542 reviews)
Maximum amount ₱500K
Interest from 1.25%
Loan term 12 – 36 months
Approval in 3-5 banking days
Apply at the official PNB website ad

Applying does not commit you to any contract. Loan approval is subject to PNB terms and conditions.

Contact information

Company Philippine National Bank

PNB – Repayment table

Approximate monthly installments at 1.25% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 12 months 24 months 36 months
₱10K ₱838.99 ₱422.11 ₱283.16
₱20K ₱1,677.97 ₱844.23 ₱566.33
₱30K ₱2,516.96 ₱1,266.34 ₱849.49
₱40K ₱3,355.95 ₱1,688.45 ₱1,132.65
₱50K ₱4,194.93 ₱2,110.57 ₱1,415.82
₱60K ₱5,033.92 ₱2,532.68 ₱1,698.98

Representative example

Loan amount ₱30K
Repayment period 24 months
Interest rate 1.25% per month
Monthly installment ₱1,266.34
Total interest cost ₱392.18
Total amount payable ₱30,392.18

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱10K – ₱500K
Loan term 12 – 36 months
Interest from 1.25%
Approval 3-5 banking days
Age requirement 21-65 years old
Online application Information available online

Loan requirements

  • ✓ Valid government-issued ID
  • ✓ Certificate of Employment and 3 months payslips
  • ✓ ITR (Income Tax Return) for the past year
  • ✓ Proof of billing (utility bill or bank statement)
  • ✓ Minimum gross income: ₱15,000/month

Loan features

  • Loan amounts: ₱10,000 to ₱500,000
  • Interest from 1.25% per month
  • Terms: 12 to 36 months
  • Available at 700+ PNB branches and online
  • BSP-regulated bank loan