UnionBank – Loan Application

4.4 / 5  (267 reviews)
Maximum amount ₱1.0M
Interest from 2.00%
Loan term 12 – 36 months
Approval in 3-5 banking days
Apply at the official UnionBank website ad

Applying does not commit you to any contract. Loan approval is subject to UnionBank terms and conditions.

Screenshot of website: https://unionbankph.com, website owner: UnionBank, screenshot used under fair use.

UnionBank website screenshot

Contact information

UnionBank – Repayment table

Approximate monthly installments at 2.00% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 12 months 24 months 36 months
₱10K ₱842.39 ₱425.40 ₱286.43
₱20K ₱1,684.78 ₱850.81 ₱572.85
₱30K ₱2,527.17 ₱1,276.21 ₱859.28
₱40K ₱3,369.55 ₱1,701.61 ₱1,145.70
₱50K ₱4,211.94 ₱2,127.01 ₱1,432.13
₱60K ₱5,054.33 ₱2,552.42 ₱1,718.55

Representative example

Loan amount ₱30K
Repayment period 24 months
Interest rate 2.00% per month
Monthly installment ₱1,276.21
Total interest cost ₱628.99
Total amount payable ₱30,628.99

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱10K – ₱1.0M
Loan term 12 – 36 months
Interest from 2.00%
Approval 3-5 banking days
Age requirement 21-65 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Proof of income: payslips for the last 3 months or Certificate of Employment
  • ✓ ITR (Income Tax Return) for the past 1-2 years
  • ✓ Proof of billing address (utility bill or bank statement)

Loan features

  • Loan amounts: ₱10,000 to ₱1,000,000
  • Repayment term: 12 to 36 months
  • Approval time: 3-5 banking days
  • Available at branches nationwide and through online banking
  • Optional loan insurance for added protection