OFWLoan – Loan details

Loans for Overseas Filipino Workers up to ₱300,000

Loan amount ₱5K – ₱300K
Interest from 21.00%
Term 6 – 32 months
Approval 3-5 banking days

Pros

  • ✓ Decent loan amounts up to ₱300,000
  • ✓ Transparent processing with a clear approval timeline
  • ✓ Fixed interest rate makes repayment planning straightforward
  • ✓ Fully digital application – no branch visit required

Cons

  • ✗ Interest rate is above average – compare all options first
  • ✗ Short loan terms may result in higher monthly payments
  • ✗ Interest rates higher than traditional bank loans

Requirements

  • Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • Active mobile phone number registered in your name
  • Active bank account or e-wallet (GCash or Maya) for loan disbursement
  • Age requirement: 21-60 years old

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.ph is an independent comparison portal operated by double technology s.r.o., Czech Republic.