PNB – Loan details
PNB personal loans up to ₱500,000 with competitive bank rates
Loan amount
₱10K – ₱500K
Interest from
1.25%
Term
12 – 36 months
Approval
3-5 banking days
Pros
- ✓ BSP-regulated bank with 700+ branches nationwide
- ✓ Competitive rates from 1.25% per month
- ✓ Larger loan amounts up to ₱500,000
- ✓ Up to 36 months repayment term
Cons
- ✗ 3-5 banking days approval — not suitable for urgent needs
- ✗ Strict income and employment requirements
- ✗ Minimum gross income of ₱15,000/month required
Requirements
- Valid government-issued ID
- Certificate of Employment and 3 months payslips
- ITR (Income Tax Return) for the past year
- Proof of billing (utility bill or bank statement)
- Minimum gross income: ₱15,000/month
Company information
Philippine National Bank
https://www.pnb.com.ph
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.ph is an independent comparison portal operated by double technology s.r.o., Czech Republic.