Credum – loan
Loan amount ₱1,000 - ₱50,000
Applying does not commit you to any contract.
Credum offers online loans to Philippine borrowers through a fully digital application at credum.ph. Applicants fill out a form online and, if approved, funds are typically sent directly to a bank account or e-wallet.
We recommend verifying the current loan amount, interest rate, and repayment term directly on credum.ph before applying, since exact terms depend on your credit profile and the specific lender or partner involved.
✓ Pros
- Simple, mostly digital process
- Fast funding turnaround
- No branch visit required
✗ Cons
- Interest rate can vary significantly based on credit profile
- Exact terms should be confirmed directly on the lender's site
Loan example
Exact interest rate and repayment schedule depend on your credit profile and the specific lender — check current terms directly on credum.ph before applying.
Loan requirements
- ✓ Philippine residency
- ✓ Minimum age of 18
- ✓ Valid government-issued ID
- ✓ Active bank account or e-wallet
- ✓ Valid phone number and email
Loan features
- Fast approval and funding
- Funds sent directly to your bank account or e-wallet
- No need to visit a branch
Frequently asked questions
About 5 minutes application, fast approval after submitting the application.
The minimum amount at Credum is ₱1K.