RCBC Bankcard Cash Loan – Loan Application
Screenshot of website: https://rcbc.com, website owner: RCBC Bankcard Cash Loan, screenshot used under fair use.
Contact information
Website
https://rcbc.com
RCBC Bankcard Cash Loan – Repayment table
Approximate monthly installments at 1.80% interest rate. Actual installment is determined upon loan approval.
| Amount \ Term | 6 months | 12 months | 24 months | 36 months | 60 months |
|---|---|---|---|---|---|
| ₱10K | ₱1,675.43 | ₱841.48 | ₱424.52 | ₱285.55 | ₱174.40 |
| ₱20K | ₱3,350.86 | ₱1,682.96 | ₱849.05 | ₱571.11 | ₱348.81 |
| ₱30K | ₱5,026.28 | ₱2,524.44 | ₱1,273.57 | ₱856.66 | ₱523.21 |
| ₱40K | ₱6,701.71 | ₱3,365.92 | ₱1,698.10 | ₱1,142.21 | ₱697.62 |
| ₱50K | ₱8,377.14 | ₱4,207.40 | ₱2,122.62 | ₱1,427.77 | ₱872.02 |
| ₱60K | ₱10,052.57 | ₱5,048.88 | ₱2,547.14 | ₱1,713.32 | ₱1,046.42 |
Representative example
Loan amount
₱28K
Repayment period
24 months
Interest rate
1.80% per month
Monthly installment
₱1,167.44
Total interest cost
₱518.59
Total amount payable
₱28,018.59
* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.
Quick overview
Loan amount
₱5K – ₱500K
Loan term
3 – 60 months
Interest from
1.80%
Approval
3-5 banking days
Age requirement
21-65 years old
Online application
Yes
Loan requirements
- ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
- ✓ Proof of income: payslips for the last 3 months or Certificate of Employment
- ✓ ITR (Income Tax Return) for the past 1-2 years
- ✓ Proof of billing address (utility bill or bank statement)
Loan features
- Loan amounts: ₱5,000 to ₱500,000
- Repayment term: 3 to 60 months
- Approval time: 3-5 banking days
- Available at branches nationwide and through online banking
- Optional loan insurance for added protection
Ready to apply?
Go to the official RCBC Bankcard Cash Loan website ad