SB Finance – Loan Application

4.1 / 5  (2,200 reviews)
Maximum amount ₱2.0M
Interest from 1.89%
Loan term 6 – 36 months
Approval in 5-7 banking days
Apply at the official SB Finance website ad

Applying does not commit you to any contract. Loan approval is subject to SB Finance terms and conditions.

Contact information

Company SB Finance Company, Inc.
Address Security Bank Centre, 6776 Ayala Avenue, Makati City 1226

SB Finance – Repayment table

Approximate monthly installments at 1.89% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 6 months 12 months 24 months 36 months
₱30K ₱5,027.60 ₱2,525.67 ₱1,274.76 ₱857.84
₱40K ₱6,703.46 ₱3,367.56 ₱1,699.68 ₱1,143.78
₱50K ₱8,379.33 ₱4,209.45 ₱2,124.60 ₱1,429.73
₱60K ₱10,055.20 ₱5,051.34 ₱2,549.52 ₱1,715.67

Representative example

Loan amount ₱40K
Repayment period 24 months
Interest rate 1.89% per month
Monthly installment ₱1,699.68
Total interest cost ₱792.25
Total amount payable ₱40,792.25

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱30K – ₱2.0M
Loan term 6 – 36 months
Interest from 1.89%
Approval 5-7 banking days
Age requirement 18+ let
Online application Yes

Loan requirements

  • ✓ At least 21 years old (max 65 at loan maturity)
  • ✓ Filipino citizen
  • ✓ Employed for at least 2 years (salaried) or 3 years in business (self-employed)
  • ✓ Minimum monthly income PHP 15,000
  • ✓ Valid government-issued ID
  • ✓ Latest payslip or ITR
  • ✓ Proof of billing address

Loan features

  • Loan amount PHP 30,000–2,000,000
  • Monthly add-on rate from 1.89%
  • Term 6–36 months
  • No collateral required
  • Online application
  • Security Bank-backed
  • BSP-regulated