Tala – Loan Application

4.1 / 5  (3,420 reviews)
Maximum amount ₱25K
Interest from 15.00%
Loan term 7 – 61 months
Approval in Instant
Apply at the official Tala website ad

Applying does not commit you to any contract. Loan approval is subject to Tala terms and conditions.

Contact information

Company Tala Mobile Philippines Inc.
Website https://tala.ph

Tala – Repayment table

Approximate monthly installments at 15.00% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 12 months 24 months 36 months 60 months
₱5K ₱451.29 ₱242.43 ₱173.33 ₱118.95
₱10K ₱902.58 ₱484.87 ₱346.65 ₱237.90
₱15K ₱1,353.87 ₱727.30 ₱519.98 ₱356.85
₱20K ₱1,805.17 ₱969.73 ₱693.31 ₱475.80
₱25K ₱2,256.46 ₱1,212.17 ₱866.63 ₱594.75

Representative example

Loan amount ₱13K
Repayment period 24 months
Interest rate 15.00% per month
Monthly installment ₱610.93
Total interest cost ₱2,062.36
Total amount payable ₱14,662.36

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱200 – ₱25K
Loan term 7 – 61 months
Interest from 15.00%
Approval Instant
Age requirement 18+ years old
Online application Yes

Loan requirements

  • ✓ One valid government-issued ID
  • ✓ Android or iOS smartphone
  • ✓ Age 18 and above
  • ✓ Philippine mobile number for OTP verification

Loan features

  • Initial loan amounts: ₱200 to ₱3,000 (grows with history)
  • Maximum: ₱25,000 for returning borrowers
  • Repayment: up to 61 days
  • Disbursement: GCash, Maya, 7-Eleven, Cebuana
  • 7-day grace period available