Tonik Bank – Loan Application
Contact information
Company
Tonik Financial Pte. Ltd.
Website
https://www.tonikbank.com
Tonik Bank – Repayment table
Approximate monthly installments at 4.20% interest rate. Actual installment is determined upon loan approval.
| Amount \ Term | 6 months | 12 months |
|---|---|---|
| ₱5K | ₱843.57 | ₱426.21 |
| ₱10K | ₱1,687.14 | ₱852.41 |
| ₱15K | ₱2,530.71 | ₱1,278.62 |
| ₱20K | ₱3,374.29 | ₱1,704.83 |
| ₱25K | ₱4,217.86 | ₱2,131.03 |
| ₱30K | ₱5,061.43 | ₱2,557.24 |
Representative example
Loan amount
₱28K
Repayment period
12 months
Interest rate
4.20% per month
Monthly installment
₱2,344.14
Total interest cost
₱629.63
Total amount payable
₱28,129.63
* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.
Quick overview
Loan amount
₱5K – ₱50K
Loan term
6 – 12 months
Interest from
4.20%
Approval
Minutes
Age requirement
23-58 years old
Online application
Yes
Loan requirements
- ✓ Valid government-issued ID (SSS, PhilHealth, driver's license, passport)
- ✓ Active Tonik Bank savings account
- ✓ TIN (Tax Identification Number)
- ✓ Age 23-58 years old, Philippine resident
Loan features
- Loan amounts: ₱5,000 to ₱50,000
- Monthly add-on rate: 4.20%
- Terms: 6, 9, or 12 months
- No credit history required
- No pre-termination fees
- Instant disbursement to Tonik account
Ready to apply?
Go to the official Tonik Bank website ad