UnionBank Car Loan – Loan Application

4.4 / 5  (189 reviews)
Maximum amount ₱5.0M
Interest from 5.00%
Loan term 12 – 84 months
Approval in 3-5 banking days
Apply at the official UnionBank Car Loan website ad

Applying does not commit you to any contract. Loan approval is subject to UnionBank Car Loan terms and conditions.

Screenshot of website: https://unionbankph.com, website owner: UnionBank Car Loan, screenshot used under fair use.

UnionBank Car Loan website screenshot

Contact information

UnionBank Car Loan – Repayment table

Approximate monthly installments at 5.00% interest rate. Actual installment is determined upon loan approval.

Amount \ Term 12 months 24 months 36 months 60 months 84 months
₱50K ₱4,280.37 ₱2,193.57 ₱1,498.54 ₱943.56 ₱706.70
₱60K ₱5,136.45 ₱2,632.28 ₱1,798.25 ₱1,132.27 ₱848.03

Representative example

Loan amount ₱50K
Repayment period 24 months
Interest rate 5.00% per month
Monthly installment ₱2,193.57
Total interest cost ₱2,645.67
Total amount payable ₱52,645.67

* Example is for illustration purposes only. Actual interest rate may vary based on lender assessment and your credit profile. Conditions are determined upon signing the contract.

Quick overview

Loan amount ₱50K – ₱5.0M
Loan term 12 – 84 months
Interest from 5.00%
Approval 3-5 banking days
Age requirement 21-65 years old
Online application Yes

Loan requirements

  • ✓ Valid government-issued ID (SSS, GSIS, PhilHealth, driver's license, or passport)
  • ✓ Proof of income: payslips for the last 3 months or Certificate of Employment
  • ✓ ITR (Income Tax Return) for the past 1-2 years
  • ✓ Proof of billing address (utility bill or bank statement)

Loan features

  • Loan amounts: ₱50,000 to ₱5,000,000
  • Repayment term: 12 to 84 months
  • Approval time: 3-5 banking days
  • Available at branches nationwide and through online banking
  • Optional loan insurance for added protection