Loan

        Loan

Loan

If you are looking to apply for a quick loan, chances are that you have exhausted all other options. This being your last option makes it a do or die scenario, which only serves to increase the pressure.

Loan application

₱25,000
Loan amount ₱1,000 - ₱25,000
Interest 2.18 %
Maturity 10 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱25 000
  • Term 10 - 90 days
  • Easy online application

Loan terms

  • 21-70 years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Robocash Finance Group

Borrow from ₱1,000 with interest from the 2.18 % Get a loan
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 0 %
Maturity 10 - 180 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 10 - 180 days
  • Easy online application

Loan terms

  • Between 20 to 60 years old
  • Currently employed or with a steady income

About company

More information about the company Green Money Tree Lending Corp.

Borrow from ₱2,000 with interest from the 0 % Get a loan
₱10,000
Loan amount ₱1,000 - ₱10,000
Interest 1.5 %
Maturity 7 - 60 days

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 3 - 36 months
  • Flexible repayment

Loan terms

  • Between 21 and 50 years old
  • A Filipino citizen with a valid home address in Philippines
  • Currently employed or self-employed, OFW/Seafarer’s Allottee or otherwise have steady income

About company

More information about the company Cashcat

Borrow from ₱1,000 with interest from the 1.5 % Get a loan
₱50,000
Loan amount ₱5,000 - ₱50,000
Interest 61 %
Maturity 61 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 61 - 365 days
  • Quick online application

Loan terms

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Hovono Inc.

Borrow from ₱5,000 with interest from the 61 % Get a loan
₱10,000
Loan amount ₱2,000 - ₱10,000
Interest 10 %
Maturity 15 - 180 days

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 15 - 180 days
  • Quick online application

Loan terms

  • At least two (2) valid IDs of you and your co-maker. e.g. New SSS/TIN/GSIS ID, Driver’s License, Company ID, Passport, PRC ID, Postal ID
  • Last 2 pay slips
  • Last 3 months bank statements
  • Proof of Billing e.g. electricity, water utility, cable service, phone/mobile billing statement.

About company

More information about the company FreedomPeak Financial Management Consultancy

Borrow from ₱2,000 with interest from the 10 % Get a loan
₱15,000
Loan amount ₱2,500 - ₱15,000
Interest 8.3 %
Maturity 10 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 10 - 90 days
  • Easy online application

Loan terms

  • You are currently employed and/or have a stable source of income from your own business
  • You own an Android smartphone with version 4.1 or higher
  • You have an active (frequently accessed and used) e-mail address that has been existing for at least for 6-months and is being used regularly to send and receive email messages
  • You are a Filipino citizen and currently residing in the Philippines
  • You are contactable and will respond to us through your mobile, landline or email address
  • You at least have 2 of the valid government IDs

About company

More information about the company pera247 Lending Company

Borrow from ₱2,500 with interest from the 8.3 % Get a loan
₱35,000
Loan amount ₱5,000 - ₱35,000
Interest 45.02 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to ₱35 000
  • Term 3 - 12 months
  • Easy online application

Loan terms

  • Citizens of the Philippines
  • Must be 20 years old or older during the loan application, have a regular, documented income, and have no overdue loans
  • The service is currently available in Manila

About company

More information about the company PeraJet Lending Corporation

Borrow from ₱5,000 with interest from the 45.02 % Get a loan
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 0 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 3 - 36 months
  • Flexible repayment

Loan terms

  • Between 22 to 60 years old
  • Currently employed or with a steady income and with a valid home address in Metro Manila and other select areas in the Philippines

About company

More information about the company Binixo Corporation

Borrow from ₱2,000 with interest from the 0 % Get a loan
₱10,000
Loan amount ₱5,000 - ₱10,000
Interest 0.8 %
Maturity 30 - 60 days

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 30 - 60 days
  • Quick online application

Loan terms

  • Must be 21 – 49 years old
  • A Filipino citizen residing in Metro Manila or nearby provinces
  • A regular employee or self-employed with two (2) years of profitable operation

About company

More information about the company Easycash Lending Company, Inc.

Borrow from ₱5,000 with interest from the 0.8 % Get a loan
₱10,000
Loan amount ₱3,000 - ₱10,000
Interest 12 %
Maturity 1 - 3 months

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 1 - 3 months
  • Easy online application

Loan terms

  • At least 18 years old
  • Has a stable source of income
  • Has a valid government ID

About company

More information about the company Loan Ranger

Borrow from ₱3,000 with interest from the 12 % Get a loan
₱30,000
Loan amount ₱5,000 - ₱30,000
Interest 0.8 %
Maturity 28 days

Fast information

Properties of this loan

  • Online loans up to ₱30 000
  • Term 28 days
  • Easy online application

Loan terms

  • Valid government ID
  • Proof of income
  • Proof of billing
  • Must be 21 to 50 years old
  • A Filipino citizen
  • Has a regular source of living (employed, self-employed, or OFW/Seafarer’s Allottee)
  • Can comply with all the requirements for your application to be processed

About company

More information about the company Cash Mart Philippines

Borrow from ₱5,000 with interest from the 0.8 % Get a loan
₱300,000
Loan amount ₱5,000 - ₱300,000
Interest 21 %
Maturity 6 - 32 months

Fast information

Properties of this loan

  • Online loans up to ₱300 000
  • Term 6 - 32 months
  • For all Kabayans who still call Philippines home

Loan terms

  • Must be employed as OFW.
  • 21 years old or older

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱5,000 with interest from the 21 % Get a loan
₱10,000
Loan amount ₱1,000 - ₱10,000
Interest 6.95 %
Maturity 15 days - 6 months

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 15 days - 6 months
  • Native mobile application

Loan terms

  • Cashalo is available to all Filipinos 18+
  • Who are employed or with steady income

About company

More information about the company Oriente Express Techsystem Corporation

Borrow from ₱1,000 with interest from the 6.95 % Get a loan
₱25,000
Loan amount ₱2,000 - ₱25,000
Interest 0.8 %
Maturity 7 - 30 days

Fast information

Properties of this loan

  • Online loans up to ₱25 000
  • Term 7 - 30 days
  • Easy online application
  • Instant decision

Loan terms

  • Customers need to be at least 21 years old
  • Be employed
  • With a valid home address in either Metro Manila, Cavite, Bulacan, Rizal, or Laguna. .

About company

More information about the company My Cash

Borrow from ₱2,000 with interest from the 0.8 % Get a loan
₱30,000
Loan amount ₱5,000 - ₱30,000
Interest 0.8 %
Maturity 3 - 5 weeks

Fast information

Properties of this loan

  • Online loans up to ₱30 000
  • Term 1 month
  • Easy online application

Loan terms

  • At least 21 years old
  • In employment
  • 1 valid ID
  • Latest proof of billing

About company

More information about the company Cash Mart Philippines

Borrow from ₱5,000 with interest from the 0.8 % Get a loan
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 65 %
Maturity 30 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 30 - 90 days
  • Easy online application

Loan terms

  • Person must be 22 – 60 year’s old
  • Citizen of Republic of the The Philippines
  • With monthly income
  • Active Mobile number
  • Active Bank account
  • Valid ID document

About company

More information about the company Fintech Global Partners LP

Borrow from ₱2,000 with interest from the 65 % Get a loan
₱1,000,000
Loan amount ₱50,000 - ₱1,000,000
Interest 1.3 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 12 - 36 days
  • Affordable personal loan

Loan terms

  • You should be a Filipino citizen, at least 23 years old but not older than 65 years old when your loan matures
  • Your home address or business address should be within any of the bank’s service regions
  • You should have the following contact numbers: home landline, office or business landline and a mobile number
  • If you’re employed, you should be with your current employer for at least 2 years and earning a minimum basic salary of P25,000. Your employer/company should be one of the Top 7,000 companies in the Philippines
  • If you’re a Professional or Self-employed you should have been in the same profession or the same business for at least 5 years. As a business owner, your business should have been operational for the past 5 years with at least 2 continuous year with profitable operations with an average monthly income of P200,000

About company

More information about the company Maybank Philippines Inc.

Borrow from ₱50,000 with interest from the 1.3 % Get a loan
₱2,000,000
Loan amount ₱20,000 - ₱2,000,000
Interest 30.9 %
Maturity 1 - 5 years

Fast information

Properties of this loan

  • Online loans up to ₱2 000 000
  • Term 1 - 5 years
  • Personal loan from traditional bank

Loan terms

  • You should be a Filipino citizen, at least 18 years old
  • Your home address or business address should be within any of the bank’s service regions

About company

More information about the company Citigroup Inc.

Borrow from ₱20,000 with interest from the 30.9 % Get a loan
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 0.8 %
Maturity 61 days - 3 months

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 61 days - 3 months
  • Quick personal loan

Loan terms

  • UMID, New TIN ID, New PhilHealth ID, and Driver License
  • Minimum Net Monthly Income: Rs 15,000
  • Applicant should have the bank specified credit score

About company

More information about the company Asteria Lending Inc.

Borrow from ₱2,000 with interest from the 0.8 % Get a loan
₱50,000
Loan amount ₱5,000 - ₱50,000
Interest 30 %
Maturity 30 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 30 - 365 days
  • Easy online application

Loan terms

  • Filipino citizenship
  • Age from 18 years old
  • Credit history

About company

More information about the company Loan-Load FINANCE CORP.

Borrow from ₱5,000 with interest from the 30 % Get a loan
₱100,000
Loan amount ₱10,000 - ₱100,000
Interest 0.5 %
Maturity 180 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱100 000
  • Term 180 - 365 days
  • Easy online application

Loan terms

  • Latest 1-month payslip
  • One (1) Government ID with 3 proof signatures
  • Company ID (Front & Back copy)

About company

More information about the company New Cross Credit Gate PH, Inc.

Borrow from ₱10,000 with interest from the 0.5 % Get a loan
₱500,000
Loan amount ₱5,000 - ₱500,000
Interest 3.32 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Online loans up to ₱500 000
  • Term 1 - 12 months
  • Flexible repayment

Loan terms

  • You must be a Filipino citizen ranging from 21 to 65 yrs. old
  • Working tenure for at least 3 months
  • ₱10,000 per month (Metro Manila), ₱7,000 per month (Provinces)
  • Has an existing company landline phone & personal mobile

About company

More information about the company ACOM Consumer Finance Corporation

Borrow from ₱5,000 with interest from the 3.32 % Get a loan
₱15,000
Loan amount ₱2,000 - ₱15,000
Interest 20 %
Maturity 7 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 90 days
  • Easy online application

Loan terms

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱2,000 with interest from the 20 % Get a loan
₱20,000
Loan amount ₱3,000 - ₱20,000
Interest 7.5 %
Maturity 5 - 180 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 5 - 180 days
  • Easy online application

Loan terms

  • Anyone who is 20 years of age and above can apply for a loan with LoanChamp. Below are the basic requirements to qualify for a loan
  • One valid government ID
  • Your mobile number and an active social media account (e.g. Facebook, Twitter, or Instagram)
  • At least one month payslip or Certificate of Employment
  • ITR or Business Permit for self-employed individuals

About company

More information about the company LoanChamp

Borrow from ₱3,000 with interest from the 7.5 % Get a loan
₱1,000,000
Loan amount ₱10,000 - ₱1,000,000
Interest 5.9 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 12 - 60 months
  • Easy bank application

Loan terms

  • Must be at least 21 years old and no older than 65
  • Must be a Philippine citizen
  • Must have a Philippine mailing address and active local mobile number
  • Must have a minimum gross monthly income of PHP 15,000
  • If employed, must be tenured for at least 6 months or 1 year of continuous employment
  • If self-employed, must be operating for at least 1 year

About company

More information about the company CIMB Bank Philippines Inc.

Borrow from ₱10,000 with interest from the 5.9 % Get a loan

BDO

BDO  3
₱1,000,000
Loan amount ₱10,000 - ₱1,000,000
Interest 25.58 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 3 - 36 months
  • Bank personal loan

Loan terms

  • Filipino citizen or foreigner residing in the Philippines for more than two (2) years
  • Must be 21 years old at time of application but no more than 70 years old upon maturity
  • Minimum Gross Annual income

About company

More information about the company BDO Unibank, Inc.

Borrow from ₱10,000 with interest from the 25.58 % Get a loan
₱40,000
Loan amount ₱10,000 - ₱40,000
Interest 5 %
Maturity 14 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱40 000
  • Term 14 - 365 days
  • Android mobile application

Loan terms

  • Must be at least 18 years old
  • Must be a Philippine citizen

About company

More information about the company Fynamics Lending Inc

Borrow from ₱10,000 with interest from the 5 % Get a loan
₱2,000,000
Loan amount ₱25,000 - ₱2,000,000
Interest 1.49 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱2 000 000
  • Term 12 - 36 months
  • Easy bank application

Loan terms

  • Completely fill out application form
  • 2×2 picture
  • Certificate of Employment
  • Latest Payslip(s)
  • Income Tax Document
  • Latest Utility bill statements
  • Company Identification
  • Government-issued Identification

About company

More information about the company East West Banking Corporation

Borrow from ₱25,000 with interest from the 1.49 % Get a loan
₱50,000
Loan amount ₱1,000 - ₱50,000
Interest 0 %
Maturity 6 - 24 months

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 6 - 24 months
  • Easy online application

Loan terms

  • 2 Valid IDs
  • With at least 1 Government issued ID
  • With one bearing an address

About company

More information about the company HC Consumer Finance Philippines, Inc.

Borrow from ₱1,000 with interest from the 0 % Get a loan
₱15,000
Loan amount ₱2,000 - ₱15,000
Interest 20 %
Maturity 7 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 90 days
  • Easy online application

Loan terms

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱2,000 with interest from the 20 % Get a loan
₱2,000,000
Loan amount ₱30,000 - ₱2,000,000
Interest 29.48 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱2 000 000
  • Term 12 - 36 months
  • Easy bank application

Loan terms

  • At least 21 years old at the time of application but not more than 65 years old upon loan maturity
  • Must be a Filipino Citizen Must have an office or residence landline

About company

More information about the company Security Bank Corporation

Borrow from ₱30,000 with interest from the 29.48 % Get a loan
₱2,000,000
Loan amount ₱100,000 - ₱2,000,000
Interest 5 %
Maturity 1 - 25 years

Fast information

Properties of this loan

  • Online loans up to ₱2 000 000
  • Term 1 - 25 years
  • Housing loan

Loan terms

  • Certificate of Employment
  • Latest Payslip(s)
  • Income Tax Document

About company

More information about the company China Banking Corp

Borrow from ₱100,000 with interest from the 5 % Get a loan
₱500,000
Loan amount ₱20,000 - ₱500,000
Interest 1.6 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱500 000
  • Term 12 - 36 months

Loan terms

  • Two (2) Valid government IDs
  • Two (2) months recent payslip
  • COE (with position, tenure, and annual income)
  • Latest ITR
  • Two (2) months credit card statement
  • Utility Bill (under your residential address)

About company

More information about the company Welcome Finance Inc.

Borrow from ₱20,000 with interest from the 1.6 % Get a loan
₱1,000,000
Loan amount ₱5,000 - ₱1,000,000
Interest 5.9 %
Maturity 1 - 120 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 1 - 120 months

Loan terms

  • Must be at least 18 years old
  • Must be a Philippine citizen

About company

More information about the company Union Bank of the Philippines

Borrow from ₱5,000 with interest from the 5.9 % Get a loan
₱250,000
Loan amount ₱20,000 - ₱250,000
Interest 2.5 %
Maturity 24 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱250 000
  • Term 24 - 36 months
  • Easy bank application

Loan terms

  • Filipino Individuals residing in the Philippines
  • Age of borrower from 22 years old to 54 years old upon application
  • If employed, must be at least two years permanent work status with one year tenure in current employer
  • If engaged in business, must be operating profitably for the last three years
  • Gross monthly income of at least PhP15,000 for employed and PhP30,000 for self-employed
  • With residential landline or mobile number, business landline and email address
  • Preferably an active credit cardholder

About company

More information about the company Philippine Savings Bank

Borrow from ₱20,000 with interest from the 2.5 % Get a loan
₱15,000
Loan amount ₱5,000 - ₱15,000
Interest 7 %
Maturity 7 - 35 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 35 days
  • Quick online application

Loan terms

  • Between 21 + years old
  • A Filipino citizen with a valid home address in Philippines

About company

More information about the company WME Phils Corporation

Borrow from ₱5,000 with interest from the 7 % Get a loan

        Loan

Therefore, when you do make your application, you want to increase your chances that your loan is approved. While there are no guarantees to this, preparing for the process well in advance can significantly increase your chances of success. How should you go about the loan application process? Here are some guidelines.

Maintain a Positive Credit Standing

One way to ensure you access credit facilities easily throughout your lifetime is to maintain a good credit rating.  You can do this by ensuring you pay all credit facilities on time; keeping a low credit card utilization ratio; and diversifying your credit. In the Philippines, you are entitled to one free report annually from the Credit Information Corporation or one of its accredited credit bureaus. With this report in hand, you can see what your rating is and possibly work towards improving it.

Know Your Options

There are thousands of lenders available, each offering different types of loans. At times, the application requirements differ from one lender to the next and from one loan type to the next as well. By exploring the different types and their requirements, you are able to pick one whose requirements you can comfortably meet. In turn, this might shorten your application process and up your chances of approval.

Prepare Requirements

With a list of requirements in mind, take your time to put together everything you might require. Whenever you are applying for loans online, visiting a lender’s site can quickly give you the list of required documents.

Some of these might include:

Lenders will not process a loan until you forward all required documents. It, therefore, hastens the process if you come prepared.

Apply for a Realistic Loan Amount

While you can apply for virtually any amount, approval is not guaranteed. To avoid an outright rejection, try to apply for a loan you can realistically pay. Lenders use your credit score, income to debt ratio, and other factors to determine your ability to pay. As a rule of thumb, use the one-third rule to determine how much you can afford. Going by this, the loan repayments you make each month should not exceed a third of your net salary. If it does, you will be placing a lot of strain on your finances and can lead you into further debt or to default on your loan.

Apply for One Loan at a Time

When applying for bank loan, avoid making simultaneous applications with different lenders. While you might think that doing so increases your probability of at least one lender approving your loan, it might also work against you. When these different lenders retrieve your credit rating information, the numerous searches will show up. To lenders, this might look like you are in a financial black hole, which paints you as a risky borrower.

Planning Is Key

While there are no guarantees that your bank loan will be approved, these steps will help you make the necessary preparations. By being sufficiently prepared, you can accelerate the application process, increase your chances of approval, and shorten your loan's approval time.


Loan rating: 4.5/5 from 20 votes.

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