Soscredit
Fast online loans up to ₱25,000 with 0% interest for first loan
₱1K – ₱25K
Interest from 0.00%
Approval: 15 minutes
GCash GLoan & Maya Credit Philippines
Comparing 21 offers. Updated April 13, 2026.
Best offers – GCash Loan 2026
Robocash
Quick cash loans up to ₱25,000, 0% for first loan
₱1K – ₱25K
Interest from 0.00%
Approval: 15 minutes
Binixo
Online loans up to ₱20,000 with 0% interest for new customers
₱500 – ₱20K
Interest from 0.00%
Approval: 15 minutes
Cashalo
Digital credit up to ₱10,000 with flexible repayment
₱1K – ₱10K
Interest from 6.95%
Approval: 24 hours
My Cash
Online loans up to ₱25,000 with easy application
₱2K – ₱25K
Interest from 0.80%
Approval: 15 minutes
Cashwagon
Online loans up to ₱20,000 with 0% first loan
₱1K – ₱20K
Interest from 0.00%
Approval: 15 minutes
Cash Loan
Quick cash loans up to ₱15,000 for urgent needs
₱500 – ₱15K
Interest from 20.00%
Approval: 15 minutes
QuickPera
Quick loans up to ₱15,000 with instant approval
₱1K – ₱15K
Interest from 7.00%
Approval: 15 minutes
Finloo
Online loans up to ₱25,000 with 0% for first loan
₱1K – ₱25K
Interest from 0.00%
Approval: 15 minutes
Cashspace
Quick online loans up to ₱25,000 with 0% first loan
₱1K – ₱25K
Interest from 0.00%
Approval: 15 minutes
Finmerkado
Compare and get loans up to ₱25,000 online
₱1K – ₱25K
Interest from 0.00%
Approval: 15 minutes
Finami
Fast online loans up to ₱25,000 with 0% interest
₱1K – ₱25K
Interest from 0.00%
Approval: 15 minutes
Crezu
Loan comparison service up to ₱25,000 in Philippines
₱1K – ₱25K
Interest from 0.00%
Approval: 15 minutes
Digido
Online loans up to ₱25,000 with 0% for first loan
₱1K – ₱25K
Interest from 0.00%
Approval: 15 minutes
Cash Express
Fast cash loans up to ₱20,000 with 0% first loan
₱1K – ₱20K
Interest from 0.00%
Approval: 15 minutes
Cashexpress
Online cash loans up to ₱20,000 with 0% first loan
₱1K – ₱20K
Interest from 0.00%
Approval: 15 minutes
GCash GLoan
GCash GLoan up to ₱125,000 with instant approval, no documents needed
₱1K – ₱125K
Interest from 1.59%
Approval: Instant
Tala
Tala micro-loans up to ₱25,000 approved instantly with just one valid ID
₱200 – ₱25K
Interest from 15.00%
Approval: Instant
Maya Credit
Maya Credit revolving credit line up to ₱30,000 with instant approval
₱500 – ₱30K
Interest from 1.00%
Approval: Instant
GCash Loan and Maya Credit Philippines
GCash and Maya (formerly PayMaya) are the two dominant e-wallet platforms in the Philippines, with a combined user base of over 100 million. Both platforms offer embedded lending products that let users borrow money directly within the app — without paperwork, branch visits, or long waiting times.
GCash GLoan, powered by Fuse Financing Inc., offers loans from ₱1,000 to ₱125,000 at an interest rate of 1.59% to 6.57% per month, depending on your GScore. A 3% processing fee is deducted upon disbursement. Approval is instant for eligible users, and funds appear in your GCash wallet immediately. The loan is accessible under the "Borrow" section of the GCash app.
Maya Credit works similarly — it offers a revolving credit line of up to ₱30,000 that can be drawn down and repaid flexibly. Both products use behavioral and transactional data to determine eligibility, meaning users without traditional credit history can still qualify. If you are not eligible for GCash GLoan or Maya Credit, compare alternative online lenders on CoolFinance.ph that offer similar fast-approval loans.